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Identity fraud is now one of the fastest growing areas of crime with more than one in four people claiming that they have either been a victim themselves, or know someone who has. Recent Home Office figures suggest that it is currently costing in excess of £1.7 billion, or £35 per adult, annually and is rising every year. So what is identity fraud and what steps can you take to prevent it from happening to you?

Identity theft is the appropriation of an individual’s personal information, which can then be used to fraudulently obtain goods, loans, credit, employment and mortgages. Any personal information such as your bank details, utility bills, and national insurance number – or even something as innocuous as your date-of-birth – can be enough to

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